Wednesday, October 23, 2013

Health Law Fails to Keep Prices Low in Rural Areas

http://www.nytimes.com/2013/10/24/business/health-law-fails-to-keep-prices-low-in-rural-areas.html

For many rural Americans, the encouragement of competition between insurers to keep costs low is falling short due to technical failures in Obama's health care law. For many people in more populous areas the competition is intense, but the rural areas have much fewer options and carriers offering plans in the law's online exchanges. It has been discovered that over 58% of the nations counties are only being offered plans by one or two carriers, making the price significantly higher. This suggests that the original idea of increasing competition, as stated in the Affordable Health Care Act, is being unevenly spread thus far. 538 counties only have one insurer participating, making the price sky-rocket for them. People have already shown great concern in the idea of having to pay a higher premium when the Act itself claims to be affordable.

One of the disappointments lies in the fact that most of these rural areas are also considered poor, and most of these areas can't afford the high prices for insurance. In some cases, people may be told to choose between two insures, both being high in cost. This creates a situation that is not seen to be fair and causes much unrest with the people having to choose.

I think that it is difficult to tell someone what they can choose and then expect them to be content with the demand. Many people are struggling financially and cannot afford the choices that are being presented. The situation is causing much unrest and debate especially in these areas where less choices are offered. However, many people have wanted such a plan implemented for quite some time and they are finally seeing something play out. Much of the issue lies in finances and who can afford what.

1 comment:

  1. I totally agree, the ACA sounded like a good idea to begin with, but it has not turned out that way, it is simply too expensive for many Americans. It is hard to force someone to buy something when they can't afford it, and if govt takes over their bill, the rest of America ends up paying for their health, which doesn't sound good to me, or most other people. As shown by the article Ethan posted on his blog about govt paying for tertiary education

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